The Indian government has introduced several measures to help Indian citizens, however, the benefits do not reach the disadvantaged due to ignorance, illiteracy, and inappropriate government publicity. Either the political leader personally or the grovelling representatives of the leader get the rewards. The best people to propagate government programmes and tell the poor of their benefits are school teachers who are employed in town and rural areas. We'll let you know which of the GOI's policies are most helpful to the Indian citizens and urge that you read and spread the word about them. The series under Most Beneficial Policies of the Government of India will not only be helpful to enhance your general knowledge but also will to get through the departmental exams, as many questions are being asked in the competitive exams from these policies.
1. Ayushman Bharat-National Health Protection Scheme :
The defined benefit cover for the Ayushman Bharat National Health Protection Mission will be Rs. 5 lakh per family per year.
• The plan's benefits are transferable across the nation, and beneficiaries who are covered by it are eligible to receive benefits from any public or private hospitals that have been granted empanelled status.
• The National Health Protection Mission (Ayushman Bharat) will be an entitlement-based program, with eligibility determined by deprivation criteria in the SECC database.
• Both publicly accessible and privately contracted facilities are available to beneficiaries.
• To keep costs under control, payments for treatment will be made on a package rate basis (to be determined in advance by the Government).
• Cooperative federalism and flexibility for the states are two fundamental tenets of the Ayushman Bharat National Health Protection Mission.
• It is suggested to establish the Ayushman Bharat National Health Protection Mission Council (AB-NHPMC) at the highest level, under the leadership of the Union Minister for Health and Family Welfare, to provide policy guidance and promote coordination between the Centre and States.
To put the plan into effect, each state would need a State Health Agency (SHA)
.• The transfer of funds from the Central Government to State Health Agencies via the Ayushman Bharat - National Health Protection Mission may be carried out directly through an escrow account to guarantee that they reach SHA on time.
• In collaboration with NITI Aayog, a strong, modular, scalable, and interoperable IT platform will be made operational and will involve a paperless, cashless transaction for Ayushman Bharat - National Health Protection Mission to State Health Agencies.
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