top of page

Most Popular & Beneficial Policy of GOI (Policy-4)

PMJDY (Pradhan Mantri Jan Dhan Yojana)

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, basic savings & deposit accounts, remittance, credit, insurance, and pension in an affordable manner. Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account.

Benefits under PMJDY

One basic savings bank account is opened for unbanked person.

  1. There is no requirement to maintain any minimum balance in PMJDY accounts.

  2. Interest is earned on the deposit in PMJDY accounts.

  3. RuPay Debit card is provided to PMJDY account holder.

  4. Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakhs to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.

  5. An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.

  6. PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.

78 दृश्य0 टिप्पणी

हाल ही के पोस्ट्स

सभी देखें


Rated 0 out of 5 stars.
No ratings yet

Add a rating
bottom of page